Can Foreigners Buy Property In South Africa?

Foreigners Buying Property in South Africa: A Comprehensive Guide

Ever wondered if you, as a foreigner, can buy property in South Africa? Well, I’m here to tell you that the answer is a resounding “Yes!” 🎉.

South Africa’s real estate market is not only open to foreigners but also offers a plethora of opportunities for investment.

Let’s dive into the details, shall we?

Understanding the South African Real Estate Market

South Africa, known for its diverse culture, stunning landscapes, and robust economy, has a real estate market that’s as vibrant as its wildlife. From luxurious beachfront villines in Cape Town to modern apartments in Johannesburg, the country offers a wide range of properties that cater to different tastes and budgets.

Over the years, I’ve seen a growing number of foreigners, particularly from the US, showing interest in South African real estate. And why not? The country’s property market has consistently shown resilience, even in the face of economic downturns, making it an attractive investment destination.

South Africa’s constitution guarantees everyone’s right to acquire property, regardless of nationality. This means that foreigners can buy, own, and sell real estate in South Africa just like any local citizen. There are no restrictions on the type or number of properties a foreigner can own. However, it’s worth noting that all transactions must comply with the country’s Exchange Control Regulations.

Financing Your Property Purchase

Getting a mortgage in South Africa as a foreigner can be a bit tricky, but it’s not impossible. Most South African banks offer home loans to foreigners, but the loan-to-value ratio is usually lower compared to what’s offered to residents. Typically, foreigners can expect to get financing for up to 50% of the property’s value. This means you’ll need to have at least half of the property’s price available as a down payment.

Property Registration Process

The process of registering a property in South Africa is straightforward. Once you’ve found a property and agreed on the price with the seller, a conveyancer (a specialized attorney) will handle the registration process. This involves preparing the necessary documents, paying the required fees, and registering the property at the Deeds Office. The whole process can take anywhere from 6 to 8 weeks.


1. Can foreigners buy land in South Africa?

Yes, foreigners can buy both residential and commercial land in South Africa. There are no restrictions on the size or location of the land a foreigner can purchase.

2. Do foreigners pay more tax in South Africa?

No, foreigners and locals are subject to the same tax rates in South Africa. However, non-residents may be subject to taxes in their home country on their South African property income.

3. Can foreigners inherit property in South Africa?

Yes, foreigners can inherit property in South Africa. However, the inheritance may be subject to certain taxes, depending on the value of the property and the beneficiary’s tax status.


So, can foreigners buy property in South Africa? Absolutely! The country’s real estate market is open and welcoming to foreign investors. With a stable economy, diverse property options, and a straightforward legal framework, South Africa presents a golden opportunity for foreigners looking to invest in real estate. However, it’s crucial to understand the financing options, property registration process, and potential tax implications before making a purchase. As always, it’s advisable to seek professional advice to navigate the intricacies of the South African real estate market. 🏡

Kurby Team

The Kurby Content Team is a diverse group of seasoned real estate experts dedicated to providing insightful, reliable information for homebuyers, real estate investors, and real estate agents. With backgrounds ranging from real estate brokerage, property investment, and residential home buying, our team combines decades of experience with a passion for demystifying the real estate world. We at Kurby are committed to helping you make informed, successful real estate decisions. Whether you're a first-time homebuyer, a seasoned investor, or a real estate professional, count on the Kurby Content Team to deliver the most relevant, actionable real estate content you need.